Source date: 2026-05-11
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From September 1, 2026
Financial education courses for all 8th-grade students starting next school year Published on May 12, 2026 - Service Public / Directorate for Legal and Administrative Information (Prime Minister's Office)
How to manage a budget? What is a loan? What does saving mean? To raise young generations' awareness of budgetary issues, financial education courses will be generalized in middle schools starting next school year with the Educfi passport. Service Public provides more details.
Image 1 Credits: Prostock-studio - stock.adobe.com
Budget management, learning banking and insurance tools, understanding economic concepts... In a context of increasing complexity in the financial sector, the government has implemented the Educfi scheme to enlighten the general public on these notions. On its 10th anniversary, the program is stepping up its efforts in favor of young people with the Educfi passport.
This passport has been deployed experimentally in middle schools and vocational high school second-year classes since 2019. In the 2026 school year, it will be rolled out to all 8th-grade classes in middle schools. An experiment in general and technological high schools and reinforcement in the vocational track are planned from 2027 onwards.
Objective: to introduce future citizens, and first and foremost young people, to managing their personal finances (knowing how to manage money and avoid over-indebtedness, plan expenses, save, protect themselves against financial scams or deceptive commercial practices, etc.).
The passport is organized around training sessions providing young people with economic, budgetary, and financial skills, as well as tests. The passport can be completed at any time during the year according to a schedule and procedures specific to each institution. Financial Education Week (held in March) can be a privileged time to organize it.
Support resources and a self-training course are made available to educational teams. All teachers or school life staff members can engage in the scheme, sometimes in collaboration with the headteacher or the manager.
The national strategy for economic, budgetary, and financial education, Educfi, consists of information or training actions to enable French people to improve their practical knowledge of financial topics. It has existed since 2016, like 70 other countries. The Banque de France is the operator responsible for its implementation; it offers awareness-raising activities on the Mes questions d’argent portal.
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2026 Income Tax Return: Everything You Need to Know Service Public
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Economic, Budgetary, and Financial Education (Educfi) Ministry in charge of Education
Agenda
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Source: Service-Public particuliers