Source date: 2025-04-24
Close Interested in this topic?
Receive an email as soon as an article is published by the editorial team on:
Close This topic has been added to your alerts
You will receive an email as soon as an article is published by the editorial team on: .
You can unsubscribe at any time via my account > my alerts. .
Livret A: What regulations apply to the deposit ceiling? Published on April 25, 2025 - Updated on May 27, 2026 - Service Public / Directorate for Legal and Administrative Information (Prime Minister)
A Livret A allows you to grow your savings securely and benefit from interest that is exempt from income tax and social contributions. Service Public reminds you of the current rules regarding the Livret A deposit ceiling.
You can open a Livret A whether you are a minor or an adult; it can be opened at any bank (most online banks also offer this regulated savings product).
The minimum deposit amount for a Livret A is €10 (€1.5 if you opened your Livret A at La Banque postale). There is no requirement for periodic deposits. You can deposit or withdraw money at any time.
When your Livret A reaches the regulatory ceiling, set at €22,950, you can no longer make deposits. However, the interest generated each year continues to be added even beyond this ceiling, without limit, as long as your account remains open.
Accumulated interest is added to your Livret A capital on December 31st each year. This interest is exempt from income tax and social contributions.
You can find all the details about the Livret A on our practical guide.
See also
-
Livret A Service Public
-
Livret A and LEP: decrease in remuneration rates starting February 1, 2026 Service Public
-
Livret A: how does it work? Ministry in charge of the economy
-
How does the Livret A work? Ministry in charge of the economy
Agenda
-
From June 1, 2026 to Jan. 15, 2027 Higher education How to benefit from the Parcoursup mobility aid? Published on May 12, 2026
-
From June 24 to July 21, 2026 Sales What are the dates for the summer 2026 sales? Published on May 7, 2026
-
Until June 4, 2026 Taxes 2026 2025 income tax return: what is the deadline in your department? Published on April 8, 2026
-
Starting June 20, 2025 Sustainable consumption Extended energy label applied to smartphones and tablets from June 20 Published on June 12, 2025
Source: Service-Public particuliers